JR Katz

Premium Financing

The Opportunity

Premium financing provides potential solutions for high net-worth individuals who have an established need for life insurance, but do not want to liquidate current assets to pay premiums or incur meaningful cash outlays. Premium financing often is especially beneficial for clients who do not want to incur gift tax consequences as a result of paying premiums.

The Client Profile

The insurance marketplace has developed various transactions to enhance values for insureds, their families and targeted charities. A wide variety of transactions with different benefits and structures are available to qualifying individuals, with the requirements varying by transaction.

Our Role

JR Katz is a nationally recognized leader in evaluating and implementing premium financing strategies. We have the comprehensive knowledge of the legal, financial and actuarial underpinning of various structures and the analytical capability to quantify the benefits of alternative opportunities.

Are you interested in creating greater estate liquidity without liquidating current assets?

HELPFUL TOOLS

Premium Financing Methods (pdf)

Explore a Number of Different Premium Financing Methods

Premium Financing Funding Strategies (ppt)

Analyze the Various Premium Financing Funding Strategies

Securities offered through Registered Representatives of NFP Securities, Inc., Securities and Investment Advisory Services offered by Christine Griffith, through NFP Securities, Inc. a Broker/Dealer, Member FINRA / SIPC and Federally Registered Investment Advisor. JR Katz is an affiliate of NFP Securities, Inc. and a subsidiary of National Financial Partners Corp., the parent company of NFP Securities, Inc. NFP Securities Inc. does not give tax or legal advice.