The affluent confront risks to their family or business that can impact liquidity, financial certainty and capital preservation.
For over four decades, JR KATZ has utilized insurance anchored solutions to help clients anticipate and hedge these risks.
Client commitment, thought leadership and world class partnerships have distinguished JR KATZ since 1976
JR KATZ manages more than $5B in life insurance portfolios (as of Jan 2022)
PROBLEMS WE SOLVE
JR KATZ provides insurance anchored solutions to specific client planning objectives.
Our solutions are constructed through a meticulous process designed to deliver a true alpha to our clients.
This process necessitates collaboration with our clients and their key advisors.
2023 ADVANCED PLANNING STRATEGIES
For 2023, we see continued uncertainties … market volatility, rising interest rates, estate tax unpredictability, and the threat of increasing income taxation.
Our goal is to help our clients leverage insurance anchored solutions to anticipate and hedge these financial risks.
2023 Advanced Planning Strategies provides insight into our thinking and some of the techniques we utilize to help our clients:
Mitigate income taxes
Implement business succession
We help our clients understand the unique financial characteristics of insurance and how this distinct asset class enhances other investment and estate planning strategies. Our process is defined by transparency, confidentiality, objectivity and creativity. Through our lens of independence, we evaluate and benchmark solutions, products and providers.
JR KATZ is committed to its approach based on a platform of client advocacy. Over the years, we have asked our clients to evaluate us based on two criteria:
The quality of the thinking we bring to the table, and
The results they achieve by working with us
We have built a reputation for custom crafted wealth transfer and risk mitigation solutions, backed by dedicated implementation and outstanding service.
YOUR STRATEGIC PARTNER
We help protect client confidentiality and future insurability while leveraging our relationships with insurance companies to obtain the most favorable underwriting result we can.
JR KATZ APPROACH
With almost 50 years of experience, we have access and established relationships with the insurance companies.
This enables us to produce exceptional results for our clients.
After the solution is implemented, our policy management process is designed to deliver the expected outcome by continually monitoring product performance and changing client circumstances.
Complex income and estate tax laws require solutions designed for each client. We present concepts which complement a client’s specific planning objectives.
We review existing portfolios based on a client’s financial goals, policy performance, carrier financial strength, and the health of the insured.
We design bespoke policy structures and funding models for each client and leverage our relationships with life insurance companies to obtain the most favorable underwriting result we can.
Monitoring policy performance is essential to ensure that a client’s planning objectives are achieved. Systematic reviews are foundational in our oversight of a client’s portfolio.
The Power of Being a Lion Street Owner-Firm
JR KATZ is an owner-member of Lion Street, Inc., a leading national financial services company owned by independent financial advisors. Lion Street comprises an elite network of firms who specialize in financial strategies for high-net-worth individuals, family offices, business owners and corporate clients. Lion Street firms gain access to insurance carriers and financial institutions, and the products and services they offer, enhancing our ability to meet the complex planning requirements of our clients.
Experience and expertise, combined with a true open architecture platform, gives our firm access to major products as well as sophisticated resources needed to design advanced solutions.